05 — How We Build
Infrastructure
Compliance
Solana
Infrastructure designed for institutions. Built by people who understand real estate.
Our Approach
We're building infrastructure, not a product. The distinction matters.
Products compete with customers. Infrastructure enables them. Products capture value. Infrastructure creates it. Products have features. Infrastructure has capabilities.
AVKI sits in the value chain where infrastructure belongs — between property sponsors who create real estate opportunities and financial institutions who distribute them to investors. We don't compete with either. We make both more effective.
This positioning is intentional. The companies that built the last generation of financial infrastructure — Plaid, Stripe, Marqeta — didn't start by competing with banks. They started by enabling them. That's the playbook.
Compliance-First
Most technology companies treat compliance as a constraint to be minimized. We treat it as a feature to be maximized.
Tokenized securities exist in a regulatory environment that rewards rigor and punishes shortcuts. We've built compliance into the architecture from day one — not as an afterthought, not as a checkbox, but as core infrastructure.
Our framework supports:
Reg D (506b and 506c) for accredited investors
Reg A+ pathway for retail access (in development)
Automated KYC/AML through Plaid integration
Accreditation verification
Ongoing reporting and distribution automation
Audit trails and regulatory documentation
We're building to be the infrastructure that institutions trust — because we've done the work to deserve that trust.
Technical Foundation
The technology serves the use case, not the other way around.
Solana — Settlement speed matters when you're compressing 90-day closes to 21 days. Solana's architecture provides the throughput and finality we need.
Token-2022 — Solana's token standard with built-in compliance features: transfer restrictions, mandatory metadata, programmable controls that institutional offerings require.
LayerZero — Cross-chain interoperability. Assets shouldn't be trapped on a single chain. LayerZero lets us meet investors and institutions where they are.
Chainlink — Oracles for real-world data. Property valuations, rent payments, and distributions connected to on-chain execution.
Plaid — Identity verification and bank connectivity. Institutional-grade KYC/AML that integrates with existing financial infrastructure.
Circle USDC — Stablecoin settlement. Fiat on-ramps and off-ramps that work for institutions and individuals.
Smart contracts audited by Cantina. Architecture reviewed by Solana ecosystem engineers.
The technology is sophisticated. The experience is simple.
Where We're Headed
Phase 1 (Now): Regional bank partnerships and initial property tokenization. Proving the model with partners who can move decisively.
Phase 2 (2026): Neobank and wealth platform expansion. Broader distribution to younger demographics and RIA channels.
Phase 3 (2026+): Secondary market infrastructure. When regulations and market conditions support it, liquidity for tokenized positions.
The Endgame: Checking your commercial real estate allocation becomes as normal as checking your 401k. Every American with a bank account can access the asset class that built generational wealth for those who could afford the minimums.
We're building toward that future. If you want to build with us, let's talk.
